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CDs

Earn high rates of interest at guaranteed terms. A great way to save!

Regular and IRA Certificates of Deposit are available.

No Penalty CD

  • Earn a great interest rate without being locked in for a specific period of time
  • Funds are available for withdrawal at no penalty after only 7 days on deposit

Certificates of Deposit

Terms available from 30 days to 5 years. All provide competitive interest rates.

Relationship CD Rates

Description Interest
Rate		 APY
9 Month No Penalty 0.60% 0.60%
15 Month 1.14% 1.15%
22 Month 1.24% 1.25%
35 Month 1.73% 1.75%
60 Months 2.47% 2.50%

Relationship CD Disclosure

Member FDIC. Rates subject to change and may be withdrawn without notice. Annual Percentage Yield (APY) is in effect as of this publication date and assumes principal and interest remain on deposit for term stated. Minimum deposit required is $500. Penalty may apply for early withdrawal. Fees could reduce earnings on the account.

All Relationship CDs require a new or existing personal checking account with direct deposit in order to receive the stated APY. Otherwise, the APY is 0.25% less.

No Penalty CDs are not available for Individual Retirement Accounts (IRA). Funds must be on deposit at least seven days after which a withdrawal of funds is allowable without interest or principal penalties.

CD Rates

Description Interest
Rate		 APY
3 Month 0.30% 0.30%
6 Month 0.30% 0.30%
9 Month No Penalty 0.35% 0.35%
9 Month 0.30% 0.30%
12 Month 0.70% 0.70%
13 Month 0.60% 0.60%
18 Month 0.90% 0.90%
22 Month 1.00% 1.00%
23 Month 1.00% 1.00%
2 Year 1.00% 1.00%
35 Month 1.49% 1.50%
3 Year 1.24% 1.25%
4 Year 1.24% 1.25%
5 Year 2.23% 2.25%

CD Disclosure

Member FDIC. Rates subject to change and may be withdrawn without notice. Annual Percentage Yield (APY) is in effect as of this publication date and assumes principal and interest remain on deposit for term stated. Minimum deposit required is $500. Penalty may apply for early withdrawal. Fees could reduce earnings on the account.

No Penalty CDs are not available for Individual Retirement Accounts (IRA). Funds must be on deposit at least seven days after which a withdrawal of funds is allowable without interest or principal penalties.

Other Certificate of Deposit rates can be applicable to IRA accounts.

IRA CDs

Choose from several The Columbia Bank IRA CD options:

  • Fixed Rate IRA CDs
  • Roth and Education IRAs

We offer competitive rates of interest and the opportunity for you to save for your retirement years.

Learn how to step up your investment plan!